Tim Chong is the co-founder and CEO of Yonder, a next-generation credit card on a mission to make credit more inclusive, accessible and rewarding for city adventurers. Tim used his experience in growth strategy and product to develop Yonder with his two co-founders after struggling to find a credit product as an expat living in London. Prior to founding Yonder, Tim led the subscriptions and services product team at ClearScore, where he launched zero to one products and markets serving 12m+ users across UK, South Africa, India and Australia. Tim’s career began as a Business Operations Analyst at IBM, before he joined Accenture where he worked on the relaunch of Accenture Development Partnerships in Australia and New Zealand and worked on financial inclusion initiatives across South East Asia and Africa.  Tim holds an MBA from London Business School and a Bachelor of Business Information Systems from Monash University, Australia. He is a board member and strategic advisor for Spur Afrika, a community-based NGO headquartered in Nairobi, Kenya.