Yogesh Patel is the Chief Technology Office & Head of AI Research at Callsign, where he designs intelligence driven authentication solutions for large financial institutions. He is an expert in the fraud and security space, providing guidance to the industry and helps to shape strategic thinking and planning at the CxO level. Previous roles have included senior positions at organisations such as Lloyds Banking Group, HSBC Plc and NICE Actimize, where he was responsible for defining IT Strategy for Security, Fraud and Financial Crime domain. Yogesh holds a Doctor of Philosophy (Ph.D.) of London Metropolitan University in the domain of Fraud Detection using Advanced Machine Learning Techniques.